PERSONAL BANKING

Accounts Options to Fit Your Needs & Goals

At State Bank of Eagle Butte, we offer personal banking products and services designed to meet your everyday banking needs. With convenient online banking services, debit card access, and hometown customer service, we are committed to providing the personal service you expect from your local bank.

Checking Accounts

Regular Checking

A simple everyday checking account designed for routine banking needs with convenient access to your funds.

  • $100 minimum opening deposit
  • $5 monthly service charge if daily balance falls below $250 during the statement cycle

Now Account

An interest-bearing checking account available to eligible individuals and certain organizations seeking to earn interest on deposited funds.

  • $1,500 minimum opening deposit
  • Maintain a $1,500 daily balance to earn interest
  • $5 monthly service charge if daily balance falls below $1,500 during the statement cycle
  • Interest compounded and credited monthly*

*Bank management determines the rate of interest paid. At our discretion, we may change the interest rate on the account weekly. Please contact us for current rates and Annual Percentage Yields (APYs).

This account is not available to for-profit corporations, partnerships, or other for-profit organizations.

Savings Accounts

Passbook Savings

A traditional savings account designed to help customers save funds while earning interest.

  • $50 minimum opening deposit
  • $10 daily minimum balance required to keep account open
  • $5 monthly service charge if daily balance falls below $50 during the month
  • No monthly service charge if a daily balance of $50 is maintained
  • Interest compounded and credited quarterly*
  • Automatic transfers and overdraft protection available
  • No preauthorized ACH debits to parties outside of the bank are allowed

*Bank management determines the rate of interest paid. At our discretion, we may change the interest rate on the account weekly. Please contact us for current rates and Annual Percentage Yields (APYs).

Money Market Savings

An interest-bearing savings option designed for customers maintaining larger balances.

  • $2,500 minimum opening deposit
  • Maintain a $2,500 daily balance to earn interest
  • $5 monthly service charge if daily balance falls below $2,500 during the statement cycle
  • Interest compounded and credited monthly*


*Bank management determines the rate of interest paid. At our discretion, we may change the interest rate on the account weekly. Please contact us for current rates and Annual Percentage Yields (APYs).

Certificates of Deposit

A fixed-term savings option designed for customers seeking a guaranteed rate of return over a specified period.

 

  • 182 Day
  • 12 Month
  • 18 Month
  • 30 Month
  • Minimum deposit to open a Certificate of Deposit is $500.00
  • Children under age 18 may open a Certificate of Deposit with a minimum deposit of $100.00
  • Certificates of Deposit automatically renew unless otherwise noted
  • A penalty may be imposed for early withdrawal


Please contact us for current rates and Annual Percentage Yields (APYs).

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